The GMGap Blog

The sentiment indicators in mid-October suggested most investors were expecting the market to fall further. However, sentiment is a contrarian indicator. Currently, many sentiment indicators are far less bearish. For example, the latest American Association of Individual Investors data showed 43% are bullish and 28% are bearish. Last week, 32% were bullish and 46% were […]

Certificates of deposits (CD) are short to medium-term debt instruments issued generally by commercial banks and other financial institutions to investors. These deposits are issues by the banks in any denomination. Investors will lend money to the institutions for a certain amount of time in which investors cannot withdraw the amount. In exchange, the banks […]